Archive for December 2025
Who Keeps the House in Divorce?
Deciding who keeps the house in divorce involves more than emotion. Learn the pros and cons of mortgage assumption, refinance, cash-out options, and selling — plus key considerations when children are involved.
The family home is more than just real estate — it represents stability, memories, and security. But in separation or divorce, the question is not simply who wants the house? It’s who can afford the house — and the mortgage — moving forward?
If you own a home together, when determining who keeps the house in divorce, there are typically three practical options to consider: mortgage assumption, cash-out refinance, or sale.